Florida expertise · Now serving North Carolina
Better answers.
Better protected.
John Galt Insurance helps homeowners, buyers and professionals across Florida and North Carolina make sense of complex insurance decisions, then shops more than 50 carriers for coverage that fits.
Insurance is rarely just a price
We look at the whole Florida risk.
Roof age. Wind mitigation. Flood zones. Replacement cost. Closing dates. The details that determine whether coverage works are easy to miss.
We explain them, compare the available markets and help you make a confident decision.
Explore coverage
Protection that works together.
Homeowners Insurance
Roof, wind, rebuilding cost and property protection.
02Flood Insurance
NFIP and private flood options, in or outside mapped zones.
03Condo Insurance
HO6 protection for interiors, belongings and loss assessments.
04High Value Home Insurance
Specialist protection for distinctive homes and collections.
05Investment Property Insurance
Landlord, seasonal rental and portfolio coverage.
06Auto Insurance
Personal auto coordinated with home and umbrella.
Florida Insurance Answer Center
Useful answers before you ever ask for a quote.
Plain English guidance on the inspections, underwriting rules, flood decisions and closing issues that shape Florida insurance.
Explore the Answer CenterBuilt for Florida real estate
Keep insurance ahead of the closing.
Buying a home?
Find issues early and protect your timeline.
Start here →FOR PROFESSIONALSProtect the transaction.
Responsive support for real estate teams.
Partner with us →Advice people remember.
★★★★★“A true expert in homeowners insurance. Patient and diligent in answering all questions.”— Miguel Escobar
“Very knowledgeable with options, not cookie cutter solutions.”— Daniel Lopez
“Friendly service, swift responses, and fair prices.”— Ryan Serpa