Central Florida insurance
Insurance guidance for Central Florida homeowners and investors.
Independent property, flood, auto and umbrella guidance for Orlando and the growing communities across Central Florida.
Local insurance perspective
Inland does not mean insurance is simple.
Central Florida properties still face hurricane wind, roof-age underwriting and heavy-rain flooding. The region also includes fast-growing planned communities, older homes and a large concentration of seasonal and investment properties.
What deserves attention
Roof permits, wind mitigation, occupancy, short-term rental use, prior water claims and the correct replacement cost should be checked before comparing premiums.
A home used as a short-term rental cannot automatically be insured like a primary residence. The occupancy and rental activity should be disclosed before binding coverage.
Communities served
Orlando, Kissimmee, Winter Park, Winter Garden, Clermont, Lake Nona and surrounding Central Florida communities.